Creator Tech Stack
Fan Platform Comparison
OnlyFans vs Fansly vs LoyalFans vs JustForFans vs Fanvue. Real fee breakdowns, payment timelines, feature differences, and creator experiences—side by side.
What This Comparison Covers
Choosing a fan platform isn’t just about percentages—it’s about payout speed, content flexibility, audience expectations, geo-restrictions, and long-term platform stability.
This guide breaks down the platforms creators actually use, with honest assessments of fees, features, and trade-offs.
Quick Comparison Table
| Platform | Creator Fee | Payout Frequency | Content Types | Best For |
|---|---|---|---|---|
| OnlyFans | 20% | Weekly (7-day hold) | Photos, videos, live streams, messages | Brand recognition, largest audience |
| Fansly | 20% | Bi-weekly | Photos, videos, tiered subscriptions | Multi-tier subs, niche audiences |
| LoyalFans | 20% | Weekly | Photos, videos, live cams, phone calls | Live interaction, phone/video calls |
| JustForFans | 15-25%* | Weekly | Photos, videos, custom content | LGBTQ+ focused, male creators |
| Fanvue | 15% | Weekly | Photos, videos, messaging | Lower fees, growing platform |
*JustForFans uses a tiered fee structure based on monthly earnings
Platform Deep Dives
🔵 OnlyFans
The industry standard. Largest audience, strongest brand recognition, but comes with the highest visibility (and scrutiny).
Fees & Payouts
- Platform Fee: 20%
- Payout Schedule: Weekly (7-day hold on new earnings)
- Minimum Payout: $20
- Payment Methods: Direct deposit, international wire
Features
- Subscription tiers (single price point)
- PPV messages
- Live streaming
- Tips and custom content requests
- Referral program (5% of referred creator earnings)
Pros
- ✅ Largest built-in audience and discoverability
- ✅ Strong brand recognition = easier marketing
- ✅ Reliable payouts
- ✅ Mobile app for creators and subscribers
Cons
- ❌ High visibility = more exposure risk
- ❌ Strict content policies (no escort/meetup language)
- ❌ Account bans can be sudden with limited appeal
- ❌ Only one subscription tier
Bottom line: OnlyFans is the default choice for maximum reach. Use it if you want the largest potential audience and can handle the visibility trade-off.
🟣 Fansly
OnlyFans alternative with multi-tier subscriptions. Growing platform favored by creators who want more pricing flexibility.
Fees & Payouts
- Platform Fee: 20%
- Payout Schedule: Bi-weekly (1st and 16th of each month)
- Minimum Payout: $20
- Payment Methods: Direct deposit, Paxum, Cosmo Payment
Features
- Multiple subscription tiers (up to 5 levels)
- Followers can subscribe to individual tiers or bundle
- PPV messages
- Stories (24-hour content)
- Polls and interactive posts
Pros
- ✅ Multi-tier subscriptions = better monetization strategy
- ✅ Less mainstream exposure (lower “outing” risk)
- ✅ More lenient content policies than OF
- ✅ Referral bonuses for creators and fans
Cons
- ❌ Smaller audience base = harder to build from scratch
- ❌ Bi-weekly payouts (vs weekly on OF)
- ❌ Less brand recognition requires more creator marketing
Bottom line: Fansly is ideal if you want tiered pricing (e.g., $10 basic, $20 premium, $50 VIP) and prefer lower public visibility than OnlyFans.
🟠 LoyalFans
Fan subscriptions + live cam + phone/video calls. Hybrid platform for creators who want real-time interaction features.
Fees & Payouts
- Platform Fee: 20% (subscriptions, tips, sales)
- Payout Schedule: Weekly
- Minimum Payout: $50
- Payment Methods: Direct deposit, Paxum, Cosmo Payment, check
Features
- Live webcam streaming
- Phone & video call bookings (charged per minute)
- Subscription content
- Custom content requests
- Wishlist integration
Pros
- ✅ Live cam + subscriptions in one platform
- ✅ Phone/video call monetization built-in
- ✅ Established platform with solid payout history
- ✅ Lower public profile than OnlyFans
Cons
- ❌ Higher minimum payout ($50 vs $20)
- ❌ Smaller user base
- ❌ Interface feels dated compared to OF/Fansly
- ❌ Less mobile-friendly
Bottom line: LoyalFans works best for creators who want to offer live interaction (calls, cam shows) alongside subscription content without juggling multiple platforms.
🔴 JustForFans
LGBTQ+ focused platform, especially strong for male creators. Community-oriented with tiered fee structure.
Fees & Payouts
- Platform Fee: Tiered (15% for earnings over $5K/mo, 20% under $5K, 25% under $1K)
- Payout Schedule: Weekly
- Minimum Payout: $50
- Payment Methods: Direct deposit, Paxum
Features
- Subscription content
- Custom content marketplace
- Live streaming
- Follower engagement tools
- Community-focused discovery
Pros
- ✅ Lower fees for high earners (15% vs 20%)
- ✅ Strong LGBTQ+ community and audience
- ✅ Male creators perform well here
- ✅ Active creator support and community
Cons
- ❌ Higher fees for new/smaller creators (25%)
- ❌ Smaller overall audience than OF/Fansly
- ❌ Less diverse audience (heavily male/gay-focused)
Bottom line: JFF is great for male creators and LGBTQ+ content. If you’re earning $5K+/month, the 15% fee beats all competitors.
🟢 Fanvue
Newer platform with lowest fees. Growing fast with creator-friendly policies and aggressive marketing.
Fees & Payouts
- Platform Fee: 15% (lowest in industry)
- Payout Schedule: Weekly
- Minimum Payout: $20
- Payment Methods: Direct deposit, Paxum
Features
- Subscription content
- PPV messages
- Live streaming
- Custom content requests
- Referral program
Pros
- ✅ Lowest platform fee (15% vs 20% industry standard)
- ✅ Fast-growing platform
- ✅ Creator-friendly policies and support
- ✅ Clean, modern interface
Cons
- ❌ Smallest audience (newest platform)
- ❌ Unproven long-term stability
- ❌ Requires more creator marketing effort
- ❌ Limited track record compared to established platforms
Bottom line: Fanvue’s 15% fee is attractive, but you’ll need to bring your own audience. Good as a secondary platform alongside OnlyFans or Fansly.
Which Platform Should You Choose?
If you’re brand new:
Start with OnlyFans. The built-in audience and brand recognition make it easiest to get your first subscribers. Once you have a following, consider adding Fansly or Fanvue as secondary platforms.
If you want pricing flexibility:
Use Fansly. Multi-tier subscriptions let you monetize different content levels (basic, premium, VIP) more effectively than OnlyFans’ single price point.
If you do live shows or calls:
LoyalFans or Streamate. LoyalFans integrates live cam and phone calls with subscriptions. Or use a dedicated cam site (Streamate, Chaturbate) and link to your fan platform in your bio.
If you’re a male or LGBTQ+ creator:
JustForFans. The community is more engaged with male/gay content than other platforms, and the tiered fees reward high earners.
If you want the lowest fees:
Fanvue (15%). But be prepared to drive your own traffic—there’s no built-in discovery like OnlyFans.
Multi-Platform Strategy
Many successful creators use 2-3 platforms simultaneously to maximize reach and income. Here’s how to do it without burning out:
The “Primary + Secondary” Model
- Primary Platform: OnlyFans or Fansly (where you focus most energy)
- Secondary Platform: Fanvue or LoyalFans (cross-post same content, capture audience who prefer that platform)
- Result: 80% of revenue from primary, 20% bonus from secondary with minimal extra work
Pro tip: Use scheduling tools like Postpone or Social Rise to post the same content across multiple platforms simultaneously. Don’t manually upload to each one—you’ll burn out.